My name is John Murphey and I am on a mission to help others achieve what I have been fortunate enough to have succeeded with. Getting out of debt and then achieving personal financial freedom. This blog is an experiment for me to try help people struggling to make ends meet as well as helping me achieve my own financial freedom through the use of advertisements. I was, not too long ago over $80k dollars in debt between Student Loans and irresponsible Credit Card debt, I have since learned how to properly use Credit Cards in a way that allows me to win as opposed to the Credit Card companies but I will save all that for a later time. Stay tuned for 3 posts a week educating you on everything you need to know to get your finances under control and hopefully gain a little financial independence.